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About Us

Sheila JosephDon’t let the online approach fool you into thinking that we’re just another “faceless” institution. You’ll find that we’re very courteous and friendly mortgage professionals with integrity who want to help you.

No two loans are ever the same so we customize each loan. We have a large selection of loan products available so your loan will be designed to suit your particular needs and qualifications. You’ll have our undivided attention as we gather from you the information that we need to ensure that your particular needs are met. Once we have all the pieces to the “puzzle”, we will present the best loan options that we have for you.

We’re easily accessible by phone or by email. We’re fast, efficient and will treat you fairly.

So…relax…you’ll be well taken care of!

Apply with us today!

Our Latest Articles

Will Missing Mortgage Payments Impact My FICO Score? Yes – and Here’s How
July 30, 2021
If you're like most homeowners, you probably believe that one missed mortgage payment won't have a noticeable impact on your FICO score. People get behind now and then, and besides, you've been faithfully making payments on time for years. How bad could it be?
S&P Case-Schiller Indices Report Record Rise in Home Prices
July 29, 2021
Home prices continued to rise at record rates in May according to S&P Case-Shiller Home Price Indices. National home prices rose by 16.60 percent year-over-year in May as compared to 14.80 percent year-over-year price growth in April. The 10-City Home Price Index reported home prices rose 16.40 percent year-over-year and 1.90 percent month-to-month.
FHA Cash-Out Refinance – Are You Eligible?
July 28, 2021
If you have equity in your home, you may wonder how you can access it. You don't want to sell your home, but you know you've earned a profit from it. We have many options to secure your home's equity, one of which is the FHA cash-out refinance. Unlike the FHA streamline refinance, you don't have to be a current FHA borrower. As long as you meet the requirements below, you can use an FHA loan to cash into your home's equity.

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