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About Us

Sheila JosephDon’t let the online approach fool you into thinking that we’re just another “faceless” institution. You’ll find that we’re very courteous and friendly mortgage professionals with integrity who want to help you.

No two loans are ever the same so we customize each loan. We have a large selection of loan products available so your loan will be designed to suit your particular needs and qualifications. You’ll have our undivided attention as we gather from you the information that we need to ensure that your particular needs are met. Once we have all the pieces to the “puzzle”, we will present the best loan options that we have for you.

We’re easily accessible by phone or by email. We’re fast, efficient and will treat you fairly.

So…relax…you’ll be well taken care of!

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Our Latest Articles

Five Things to Do With a Windfall Other Than Spend it Right Away
June 14, 2019
Perhaps you have won the lottery, received an inheritance, or cashed in one of your investments, and now you have a large sum of money you don't know what to do with. Although it is tempting to cruise around town in a brand new sports car it is important to think carefully about how to spend your newfound cash. To give you some ideas on the smartest way to use your new wealth, here are five things to do with a windfall other than spend it right away:
How To Buy A Bargain Home As A Short Sale
June 13, 2019
A short sale is when the mortgage lender(s) agrees to sell the property for a lower amount than the loan-balance remaining.
What Is A Reverse Mortgage?
June 12, 2019
A reverse mortgage is a way to use the equity value that built up in a home to improve the quality of life for those who have appropriate circumstances when they reach the retirement age of 62 or older. With a reverse mortgage, a person continues to live in their own home and retains the title to it but does not have to make any monthly reverse mortgage payments.

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