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About Us

Sheila JosephDon’t let the online approach fool you into thinking that we’re just another “faceless” institution. You’ll find that we’re very courteous and friendly mortgage professionals with integrity who want to help you.

No two loans are ever the same so we customize each loan. We have a large selection of loan products available so your loan will be designed to suit your particular needs and qualifications. You’ll have our undivided attention as we gather from you the information that we need to ensure that your particular needs are met. Once we have all the pieces to the “puzzle”, we will present the best loan options that we have for you.

We’re easily accessible by phone or by email. We’re fast, efficient and will treat you fairly.

So…relax…you’ll be well taken care of!

Apply with us today!

Our Latest Articles

What’s Ahead For Mortgage Rates This Week – March 1, 2021
March 1, 2021
Last week's economic reports included readings from Case-Shiller on home prices, the Federal Housing Finance Agency also reported on home prices and the Commerce Department released data on sales of new homes and pending home sales. The University of Michigan released its Consumer Sentiment Index, and weekly readings on mortgage rates and jobless claims were released.
Common Mistakes The Experienced Homebuyers Tend To Make
February 26, 2021
When people are looking at buying a home, there are a few common mistakes that first-time homebuyers make; however, there are mistakes that seasoned homebuyers make as well. What are the most common mistakes that people make when they are looking for a new home for the second or third time? There are a few key examples to keep in mind.
An Overview Of Mortgage Points On Home Loans
February 25, 2021
Unless someone works in the real estate or mortgage industry, there is a high likelihood that they are going to run into unfamiliar terms. Appraisals, underwriting, and private mortgage insurance are a few of the examples. One of the most common terms that people might run into is termed mortgage points. Even though the term "points" might sound positive, this is not always the case. What do people need to know about mortgage points?

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