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About Us

Sheila JosephDon’t let the online approach fool you into thinking that we’re just another “faceless” institution. You’ll find that we’re very courteous and friendly mortgage professionals with integrity who want to help you.

No two loans are ever the same so we customize each loan. We have a large selection of loan products available so your loan will be designed to suit your particular needs and qualifications. You’ll have our undivided attention as we gather from you the information that we need to ensure that your particular needs are met. Once we have all the pieces to the “puzzle”, we will present the best loan options that we have for you.

We’re easily accessible by phone or by email. We’re fast, efficient and will treat you fairly.

So…relax…you’ll be well taken care of!

Apply with us today!

Our Latest Articles

What Is The Impact Of COVID-19 On Home Value?
August 4, 2020
It is no secret that the COVID-19 pandemic has had an impact on everyone; however, there are a few impacts that are being overlooked. In addition to the public health crisis and the tanking of the stock market, there are also impacts of the virus on people's home values.
What’s Ahead For Mortgage Rates This Week – August 3, 2020
August 3, 2020
Last week's economic reports included readings from Case-Shiller Home Price Indices, data on pending home sales, and the consumer sentiment index released by the University of Michigan. The Federal Reserve released a statement from its Federal Open Market Committee and Fed Chair Jerome Powell gave a press conference. Weekly readings on mortgage rates and expanded reports on jobless claims were also released.
FOMC Statement: Fed Holds Key Rate Steady as Coronavirus Spreads
July 31, 2020
Wednesday's post-meeting statement of the Federal Reserves Federal Open Market Committee reaffirmed its concern over the coronavirus pandemic and its impact on the economy and health of all Americans. The Committee voted to hold its benchmark target federal funds range at 0.00 percent to 0.25 percent. Analysts do not expect the Fed to raise its key interest rate more than once in the next three years.

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